National Consultant: Project Advisor 4Ps Risk Sharing Instrument Pilot Design

The consultant will provide high-level strategic, technical and operational advice on the design, validation and early implementation of a risk-sharing instrument for selected 4Ps households in Cebu City and Lapu-Lapu City. The role involves translating the programme concept into an implementation-ready model aligned with UNICEF's child-sensitive social protection approach and local government and insurance industry requirements.

Responsibilities

• Provide UNICEF, DSWD, LGUs of Cebu City and Lapu-Lapu City with high-level strategic, technical and operational advice on the design, validation and early implementation of a risk-sharing instrument for selected 4Ps households.
• Translate the programme concept into an implementation-ready model aligned with UNICEF’s child-sensitive social protection approach, DSWD’s 4Ps operational systems, local government planning and budgeting processes, and the regulatory, business and operational requirements of the insurance industry in the Philippines.
• Support the co-creation process with DSWD FO VII, Cebu City, Lapu-Lapu City, UNICEF, cooperatives and other stakeholders from the insurance industry.
• Help test a practical model that can strengthen household financial resilience, inform local social protection planning, and generate lessons for possible replication or scale-up.

Requirements

• Advanced university degree in insurance, actuarial science, economics, finance, public policy, social protection, development studies, business administration, law or a related field
• At least ten years of progressively responsible experience in insurance, microinsurance, inclusive finance, risk financing, social protection, disaster risk financing, climate risk management or related fields.
• Demonstrated knowledge of the Philippine insurance industry, including product development, distribution channels, regulatory processes, insurance intermediaries, claims management, consumer protection and market conduct requirements.
• Experience working with or advising insurers, reinsurers, brokers, agents, cooperative insurance societies, mutual benefit associations, cooperatives, regulators or industry associations is strongly preferred
• Strong understanding of social protection systems, preferably including the 4Ps, local government planning and budgeting processes, and approaches to strengthening resilience among poor and vulnerable households.
• Experience facilitating multi-stakeholder consultations involving government, private sector, civil society and development partners.
• Excellent analytical, writing, facilitation and communication skills, with ability to translate technical insurance concepts into practical guidance for non-insurance stakeholders

Skills

• Insurance Product Development
• Microinsurance
• Inclusive Finance
• Risk Financing Instruments
• Social Protection Policies
• Disaster Risk Financing
• Climate Risk Management
• Philippine Insurance Industry Knowledge
• Insurance Regulatory Processes
• Claims Management
• Consumer Protection Law
• Insurance Market Conduct
• Stakeholder Consultation Facilitation
• National Budgetary Processes
• Local Governance Planning
• Stakeholder Engagement
• Technical Writing
• Strategic Advisory
• Operational Advice
• Insurance Industry Advisory

Languages

English